A VITAL THIRD OBJECTIVE FOR THE FED

The fools chatter incessantly as to whether based on its Congressional mandate the Fed missed the opportunity to raise interest rates or when they should raise interest rates based on misleading unemployment statistics and inflation prospects. Now they talk about a host of international economic events to speculate and advise on what the Fed might or should do.  The rarely mention the cost of paying interest on the National Debt which is approaching $20T on its way to $25T and $30T in a few years no matter who wins the presidency unless we have unexpected growth in the economy

At a 1% rate,  interest on the National Debt totals $200B per year and it rises to $800B if the government is required to pay 4%. The latter rate would raise interest costs to an amount roughly equal to our military budget or our federal welfare or infrastructure spending.  We need to spend substantially more on military and infrastructure needs and printing dollars to pay excessive interest will exacerbate our National Debt problem. We simply can’t afford to pay higher interest rates so that they can be lowered if our economy goes into recession. Like the Europeans and the Japanese, the Fed will be able to find ways to stimulate the economy and deal with future banking problems even if interest rates remain low.

President Obama’s Deceitful And Relentless Sisyphean Type Punishment Of The Middle Class

In Greek mythology Sisyphus was a deceitful king who was punished after death by being compelled to roll an immense boulder up a hill only to watch it roll back down, and to repeat this action forever. He deserved the graphic punishment. Middle class Americans are being subjected to a different type of Sisyphean punishment as a result of our government’s failed policies which prevents them, despite a lifetime of hard work and achievement, from being able to earn and save enough to pay for their children’s education, purchase a home, or build a fund for retirement. The middle class is the back bone of American capitalism. They produce our products and services and their spending is vital to GDP growth. It is no wonder that the US economy is sputtering. This article will examine how from the start of his presidency, President Obama’s fiscal, healthcare and immigration policies have exacerbated the undeserved and increasingly severe Sisyphean punishment of the middle class. It will also explore the various actions our federal government can take to improve our economy and our safety and at the same time alleviate the punishment of the middle class.

President Obama calls the socialist economic system developed by liberal Democrat entitlementists, his “Middle Class Economics”. His intent is to deceive voters into believing he cares about the middle class. He talks about creating middle class jobs, but, except for favoritism toward destructive unions that support him and other Democrats, has shown a total disregard of the middle class. We know that the compensation problems of the middle class began before the election of President Obama who inherited a deep recession, but despite a continuing series of stimulus programs from the Fed that reversed the decline, his fiscal policies, or “Obamanomics”, have failed to grow the US economy sufficiently to generate middle class wage increases. In fact, his policies have extended the decline in middle class wages during his presidency. Unemployment is down as a result of the growth of low-paying jobs and people leaving the work force. But, under Obamanomics we have too many middle class or former middle class Americans who are underpaid, unemployed, under-employed or have given up looking for work.

President Obama has raised federal income taxes on many of the middle class by eliminating their Bush tax cuts and imposing a Obamacare income tax on their capital gains income. He talks of spending on transportation infrastructure to grow the economy and create middle class jobs but he failed to do so when Democrats controlled both houses of Congress and he had the opportunity. Nor did he promote adequate spending on defense to maintain our military superiority that also would have created middle class tax-paying jobs. Instead he squandered trillions of dollars on predictably ineffective fiscal stimulus programs that included unsound loans to green energy companies and supported expansion of unproductive welfare programs, including Obamacare which is harming the economy. His claimed Keynesian stimulus programs failed because they were not aimed at creating tax-paying jobs that would have stimulated further economic growth and generated substantial tax revenues. Increased spending on food stamps increases the GDP and provides a short-term benefit to the recipients, but has a low multiplier effect because it leads to the creation of mostly part-time minimum-wage jobs. It increases the National Debt because it fails to generate increased tax revenues.

For decades members of the middle class enjoyed more financial success than their parents. With the decimation of the middle class that is no longer true. The most significant economic problem in the US today is not the growing income of the wealthy who are living the American dream, but the elimination of the gap in discretionary after-tax income after spending on food shelter, transportation, education and healthcare, between the unproductive poor and the productive middle class. The Obamacare subsidies, whether they are intended to do so or not, have narrowed or eliminated the gap. They have even made it possible for families who become skilled at maximizing welfare benefits, legally or illegally, to have higher discretionary income than the hard-working middle class achievers whose wages are declining. A family living of four in New York City can qualify for welfare benefits exceeding $70,000 per annum. Why haven’t more voters recognized that liberal Democrat entitlementists have created a welfare state that makes it financially desirable for many Americans to have children out-of-wedlock to be able to maximize benefits from the wide variety of available welfare programs than to get married, form a family unit and work hard to support it? That situation is unlikely to change as long as a Democrat occupies the White House.

Defining the middle class and the upper-middle class is difficult. Reasonable people can disagree as to what constitutes middle class and upper-middle class income. It varies greatly from city to city. In many cities pre-tax incomes of $70,000 to $100,000 before deducting healthcare, housing and transportation costs might be considered as middle class and $125,000 to $150,000 as upper-middle class. Others like New York, LA and Dallas require much higher income levels like $150,000 or $250,000 for an individual to be considered middle-class or upper middle class and an additional $30,000 to $50,000 for a family of four. Since the cost of living is higher in cities where middle class and upper-middle class incomes are higher, the Sisyphean type punishment applies to virtually all middle class and upper-middle class families. It also applies to many upper income families living in high cost areas.

Middle class and upper-middle class families generally encourage their children to work hard in school to get into the colleges of their choice. Unlike children from poor families who generally get full tuition scholarships if they get accepted at a college, middle class children generally do not qualify for need scholarships and have to bear a large part of the cost of college. Accumulating savings to pay for college has become more difficult during the past decade as the cost of tuition has soared due to government guaranteed loans and middle class incomes have declined. The problem became exacerbated because the savings of many middle class families was decimated when their home and other investments declined in value during the Great Recession. Students and their families have been relegated to taking out college loans in ever-increasing amounts at excessive rates of non-deductible interest. Upon graduation most of the students, except for those graduating college with the most desired skills or who are athletes or entertainers, even if they are hired in good tax-paying jobs that qualify them to be immediately counted in the middle class or upper-middle class, find themselves living with their parents, unable to repay their college loans or form a family unit. Many college graduates are unemployed or under-employed and unless substantially modified many of the current student loans are likely to be defaulted.

President Obama chose Obamacare as his most important Obamanomics initiative. He knew when he proposed Obamacare that it would place a yoke on the shoulders of the middle class and make them pay excessive premiums and deductibles. Although he knew the truth about Obamacare when it was first proposed, he disgracefully lied repeatedly for political gain about the cost reduction of $2500 per year for Obamacare plans and about keeping your doctor and your plan. He also claimed Obamacare would reduce the use of ERs as doctors for the poor. However, many poor people are expanding their demand for free treatment at hospital ERs. Where else can they find a doctor who will immediately treat them or their children 24 hours a day? He lied because he knew that if he told the truth about Obamacare, it would not have passed in Congress. President Obama’s long-term objective is clear. He is an entitlementist who wants to secure votes for Democrats from the people who benefit from Obamacare’s expansion of Medicaid and who receive premium subsidies, the new entitlements. As a socialist he wants the federal government to control healthcare which represents more than 15% of the GDP. Socialists believe that government can provide healthcare better and more efficiently than the private sector. We are already seeing strong evidence to the contrary.

President Obama’s lies also succeeded in preventing most voters from learning prior to his re-election and even to this day that Obamacare requires the middle class to pay grossly excessive premiums and deductibles to help pay for the enhanced mandated benefits given to the poor, the sick and the low-income workers whose coverage is free or highly subsidized. He also failed to disclose that young taxpayers are required to pay even higher premiums to help keep down the rise in costs for the older middle class individuals whose healthcare costs are predictably higher. He deliberately concealed the future rise in premiums and deductibles for the middle class, who are not eligible for subsidies. Such a rise is inevitable as a result of the increase in Obamacare insurers’ outlays as their statutory protection is phased out over a three-year period and as the sick learn how to make greater use of their Obamacare policies that can be purchased without regard to pre-existing conditions, but offer up to $2 Million in benefits. Helping people with pre-existing conditions to obtain improved healthcare is a desirable goal that was being pursued prior to Obamacare. Offering them a Rolls Royce healthcare plan at substantially below cost and requiring the middle class to pay for it, is outrageously unfair. Prior to Obamacare many middle-income families, unless their children qualified for large scholarships, used most or all of their life savings to pay for their children’s college tuition and related costs. After Obamacare they are likely to have little or no savings to pay for education.

Employers, many of whom offer healthcare benefits, are also subjected to the horrors of Obamacare mandates and rising premiums. To avoid Obamacare burdens, many employers are converting full-time to part-time jobs and will pay penalties rather than Obamacare premiums, while encouraging their low-income employees to seek subsidies under Obamacare. Corporate executives facing a long-time stagnant economy and obsessed with increasing profits to please shareholders and to justify their excessive compensation will continue using increasing healthcare costs as an excuse for limiting wage increases.

President Obama is now claiming Obamacare is a success because an increased percentage of Americans have healthcare coverage. The increase results from people taking advantage of Obamacare’s new welfare entitlements that give coverage for free or at below cost to (i) poor people signing up for expanded free Medicaid, (ii) sick people, who couldn’t previously obtain coverage, taking advantage of the opportunity to purchase insurance at standard rates which pay for only a small fraction of their high-cost care and (iii) low-income people buying expensive Obamacare policies because they are offered discounts in the form of subsidized premiums and deductibles. President Obama ignores the evils of Obamacare, which include the hundreds of billions of dollars of costs to offer these new entitlements or the harm to doctors and other healthcare providers and the reduction in the quality of care resulting from attempts to limit cost increases for those who pay. Some healthy middle class people have been tricked by Obamacare ads into signing up for insurance to avoid paying a penalty. They are not told that the penalty is less than the over-priced premium for a Obamacare policy that may be worthless to them because of the exorbitant deductibles. He considers it a success because more people have coverage and once you give an entitlement it is difficult to take it away. He obviously doesn’t care about the spiraling cost of Obamacare premiums for the unsubsidized middle class, the damage to the healthcare system, or the size of the National Debt. That’s for the next president to worry about.

President Obama believes that even if the Supreme Court rules that a major portion of the subsidies are being paid illegally, Republicans will be afraid to enforce the law and will grant a waiver to those receiving subsidies. Republicans in Congress should go to the aid of the middle class by voting to eliminate all the Obamacare subsidies and mandates regardless of the Supreme Court’s decision and  immediately propose a replacement for Obamacare even though they know it will be vetoed by President Obama. Republicans should make the repeal of Obamacare a major 2016 campaign issue. Republican control of the White House may be required to appeal Obamacare.

Obamacare and the skyrocketing costs of other welfare entitlements are likely to prevent most of the middle class from ever again accumulating meaningful wealth despite a lifetime of hard-earned achievements. They virtually guaranty that the Sisyphean punishment of the middle class will persist from generation to generation unless we find a way to grow the GDP at more than 5% per annum and Congress (i) reins in welfare spending as a percent of the GDP, (ii) modifies welfare benefit rules to discourage bearing children out-of-wedlock and encourage family formations or at least identification of fathers, (iii) creates incentives to work, (iv) repeals Obamacare, or at least its subsidies and mandates, (v) deals with future unfunded Medicare obligations and (vi) modifies and enforces our immigration laws. The horrendous growth of the National Debt resulting from welfare costs, including Obamacare subsidies, has to date gone almost unnoticed because, due to Fed low-interest rate policies, it has not yet significantly impacted taxpayers. The people who qualify for the Obamacare subsidies pay little or no federal income tax and many receive negative income tax payments, another form of welfare for the poor paid for by tax-payers.

Most Americans are oblivious to the dangers posed by the National Debt which exceeds $18 trillion. They know that we are a rich country. They observe our amazing technology, the continuous growth in stock market indexes and the financial success of many Americans and the top 1% in particular. The number of millionaires and billionaires is skyrocketing. They do not understand that if the National Debt continues to grow much faster than the GDP (as it has during the entire term of the Obama presidency) which is likely because our government faces tens of trillions of dollars of unfunded entitlement liabilities, and if interest rates return to prior levels, a time will come when our government has to raise taxes, confiscate wealth or print large amounts of dollars to pay the annual interest charges. Since the tax burden of middle class taxpayers is already excessive, socialist entitlementists are beginning to make demands to substantially increase the tax rates on the upper class and the wealthy and eventually will demand confiscation of wealth. Such tax increases or confiscation of wealth inevitably will likely lead to an economic decline further harming the middle class and jeopardizing the survival of American capitalism. Our country’s financial condition could change suddenly if the National Debt spirals upward and the US dollar is abandoned as the world’s exchange currency and collapses in value.

President Obama argues for a higher minimum wage, which is of questionable overall benefit. It will help some workers working for the minimum wage and hurt others and does not help the middle class. Walmart and others have recently increased wages of their mostly low-income employees, but middle class wages are unlikely to rise significantly unless we have much stronger economic growth that spurs demand for labor or corporations elect to treat their non-executive employees more favorably. Henry Ford believed that raising the wages of his employees would enable them to purchase cars. President Obama has made no meaningful effort to convince corporations to share a portion of their increasing cash flow with middle class employees rather than using it to pay grossly excessive executive compensation and giving it to shareholders in the form of increased dividends and stock buy-backs. He could have tried to encourage voluntary middle class wage increases or proposed changes in the federal corporate tax laws to give tax credits to entities giving salary increases to middle class and other non-executive employees. He might also have proposed legislation to give workers a voice in management by requiring the election of an employee representative to the board of directors.

Socialism has a long history of failure. Some might argue it is beneficial in countries with an educated and motivated work force and only a limited number of people in need of welfare benefits. However, it becomes destructive as the number of families relying on welfare grows to unsustainable levels.

The middle class is not the only group to suffer from excessive welfare entitlements. Although poor families (a large number of whom are single parent families) are singled out for preferential treatment by President Obama’s socialistic policies, quality of life for welfare dependent families has declined. Children from poor families often fail to achieve in school for any number of reasons despite trillions of dollars of government funding provided for food, housing, education and other benefits. Too few of them learn about personal responsibility and self-reliance from a parent, grand-parent or from religious training. Only a limited number of them achieve in school and become eligible for available fully paid college scholarships. Some, whether or not they finish high school, achieve the American dream by working part-time (or full-time) beginning at low pay and with effort advance up the jobs ladder to achieve middle class status or higher. However, under our failing system, a large number of people in our inner cities have turned to the welfare system as their principal means of support. Young girls often become un-wed mothers and live off the wide assortment of welfare benefits which they maximize by avoiding marriage and having additional children with the same or another unidentified father. Too many young men find a way to share the welfare benefits given to women who bear their children out-of-wedlock. Others, relieved of the obligation of supporting a family, are satisfied with part-time dead-end jobs. Many turn to joining gangs and selling drugs as their main source of income.

Recent developments have reminded us of the problems faced by many of our largest cities and how unsuccessful our efforts to improve the lives of the most needy Americans have been. Socialists do not understand that a poor person is better off being given a fishing pole than a handout of a few fish. We are learning from inner city unrest that people can’t live with dignity on welfare by choice or because there are no available tax-paying jobs. Our long list of well-intended housing programs, costing more than a trillion dollars over a more than 50 year period, have often temporarily improved housing conditions for the poor, but have over time destroyed more communities than they have helped. Instead of recognizing the negative effects of our socialistic welfare system on the lives of the poor, President Obama and other Democrat liberal entitlementists are now attempting to expand welfare benefits and shift the blame for their failed leadership on alleged police racism. They have promoted hatred of, and attempted to criminalize the efforts of, the men and women in blue who risk their lives daily to attempt to prevent crime in our inner cities. Almost every incident involving a killing of an unarmed person of color by the police becomes a sensationalized national news event prompting a large protest, whether or not justified. Too often the protests are provoked and get out of control leading to looting and arson because the police are told by local politicians and police chiefs to stand down. The inner city destruction that results leads to a demand for increased welfare to clean up the damage and rebuild. Most of the cost of rebuilding will fall on middle class taxpayers. Crime and murder rates are now on the rise in the areas inhabited by the poor in many cities where the police, prevented from performing their job and facing the risk of being personally attacked or unfairly charged with wrongdoing, become less confrontational to protect their own safety.

The middle class and the poor have also suffered from President Obama’s wanton failure to enforce US immigration laws which has enabled illegal immigrants to work at millions of jobs at below the minimum wage. Many of such jobs had previously been tax-paying middle class jobs available for legal residents. Liberals argue that these are jobs that Americans do no want. That is true in some cases, but is clearly not true for many desirable jobs involving manual labor where language and mechanical kills can be learned on the job. The long list of jobs includes building, improving, repairing and maintaining homes, apartments, sidewalks, driveways, landscaping and pools. Although employers benefit from the cheap source of labor, these are the types of potentially tax-paying jobs we need to rehabitate the middle class and lift the inner-city poor out of poverty and reduce the number of people needing welfare.

The illegal immigrants entering into the US across our borders or overstaying their visas are using their children born in the US and eligible for food stamps and other welfare benefits as their anchor to remain in the US and as their personal ATM to fund their family’s basic financial needs. Illegal immigrants are able to further improve their way of life by working at or even below the minimum wage without paying withholding taxes or receiving healthcare benefits. They get free healthcare for their families at the hospital ERs which causes crowding and adds tens of billions of dollars to the annual cost of operating the ERs. The costs, borne by tax-payers are a further burden on the middle class. We do not know the aggregate cost of providing welfare benefits to illegal immigrants and their US born children. We do know that there has been an enormous rise in the number of people receiving food stamps during the Obama presidency to approximately 50,000,000 at an aggregate cost of about $80 billion per year. A significant portion of that amount is paid to illegal immigrants families.

Unless President Obama’s current blatantly unconstitutional effort to change the immigration laws is stopped by the Supreme Court, it will result in the elimination of even more middle class jobs to the tens of millions of illegal immigrants who are already in our country. Why aren’t voters and the press demanding to know why President Obama is enabling illegal immigrants to take jobs from Americans workers? Although we are a land of immigrants and welcome more than a million people into the US as legal residents annually, as long as we recognize children born in the US to illegal immigrants as citizens eligible for welfare benefits, we will not be able to stem the flood of illegal immigrants. Nor will we prevent people overstaying their visas and going into hiding until we issue everyone an US identification card (“USID”) of a type as described in my book entitled Homeland Security and Economic Prosperity published in 2003. A USID would enable us to track illegal immigrants and serve the even more important purpose of identifying, preventing entry and limiting the movement of Islamist terrorists within our country.

Upper-income individuals and the wealthy are generally able to bear the costs of our welfare entitlements including Obamacare. However, we are already hearing almost daily from socialist entitlementists about the excessive income and assets of the top 1%. It is not the growth in the income of the top 1% that is the problem. The industrial revolution, that created wealthy industrialists, generated the middle class and made it possible for almost all Americans to have the opportunity to achieve a comfortable way of life. We should appreciate the important role now played by our most financially successful individuals who have amassed multi-billion dollar fortunes that are beyond the amounts their descendants will ever need. They currently pay a significant portion of all federal income taxes. Their capital investments are spawning new entities and their personal spending on homes, yachts, jets, cars and other luxury items propel economic growth. They and the entities they own are responsible for the creation of many millions of tax-paying jobs. Their charitable foundations are feeding the hungry, caring for the sick and finding cures for diseases worldwide. We should note that much of the income growth of the 1% results from the asset bubble caused in large part by the Fed stimulus programs that have lasted for over five years because of the failed Obama fiscal policies.

Socialists demands for confiscatory tax policies are not the answer, but changes in the tax laws to make them fair should always be under consideration. Without making income tax rates excessive, unfair and counterproductive we might consider higher, but not confiscatory, marginal rates for people earning in excess of $5,000,000, $10,000,000 or $20,000,000 per year averaged over a 3-5 year period. Investment bankers should pay ordinary income tax not capital gains taxes on disposing of their carried interest. We might also change our estate tax laws to take into account that many of the great fortunes accumulated in recent years came in the form of capital appreciation of assets that has for good reasons never been subject to income taxation until it is sold. That is why Warren Buffett pays a lower-income tax rate than his secretary. The Federal Estate Tax is designed to collect a death tax on such appreciated property. However, permitting the wealthy to donate all of their assets to charitable foundations prevents the US government from ever collecting taxes on such capital appreciation. Federal estate and gift tax laws can be changed to enable the US Treasury to recover such previously untaxed income with the remainder of the estate available to be given to a charity.

Economic growth in the US has been feeble. We need more than a trillion dollars to be spent on transportation infrastructure and increases in defense and homeland security expenditures to generate economic growth and create millions of tax-paying jobs. Many conservatives argue that only the private sector and not government creates jobs. How wrong they are. Adequate spending on infrastructure and defense by governments can lead to the creation of millions of tax-paying jobs and substantially increased tax revenues to enable the GDP to grow at a higher percentage rate than the National Debt. However, many Republican Congressman, who have for six years been unfairly abused by President Obama at every opportunity, are obsessed with the size of the National Debt and have good reasons to dislike the president. They have made no attempt to impeach him for his outrageous conduct, but we should not expect them to cooperate with him during the remainder of his term. However, the Sequester and other forms of austerity pushed by conservative Republicans are not the answer. Our goal should be to grow the GDP at 7 to 10 percent yearly while reducing welfare as a percent of the GDP. A decaying infrastructure coupled with defense and homeland security needs, available raw materials and technology and an underemployed work-force give us the opportunity to do so.

Many Republicans favor tax cuts for corporations which might help to stimulate investment. But, corporations have strong balance sheets and are not investing because they do not see a need to increase their productive capacity. They might just use the tax savings to increase dividends, stock buybacks and executive compensation. They have strong balance sheets and will begin to spend when they see the increased government spending. We should look to the wealthy and our cash rich multi-national corporations to partner with our federal and state governments and invest in and help jump-start our economy by financing transportation infrastructure construction. It can be accomplished by changes in the federal tax laws which permit corporations to bring home the trillions of dollars of cash deposited overseas if they invest it in expanding production capacity or to partner with states to finance transportation infrastructure. We could give a fair return, financial guarantees and naming rights to entities investing in America.

Republicans should take the lead in immediately promoting increased defense and homeland security spending. They should pass legislation to do so even if it is vetoed by President Obama. Although the US remains as the world’s leading military superpower, China is closing the gap and will soon equal the US militarily. China like Russia will continue to seize territory unless we take deterrent actions to prevent it or are prepared to confront them. However, they are unlikely to attack our homeland because of fear we will retaliate. A majority of Americans are war-weary and don’t want to fight to protect the citizens or territory of other nations. But, that is no excuse for decreasing and not materially increasing our military strength and preparedness. President Obama’s inept foreign policy has created a new urgent need to be prepared to defend our homeland from immediate and rapidly expanding security threats.

Throughout his presidency he has failed to recognize the threat of Shiite Islamic terrorism supported by Iran. He falsely claimed that Al Qaeda’s Sunni Islamic terrorists were on the run and diddled when they re-appeared on the scene as ISIS, savagely killed tens of thousands of people and in record time established a rapidly expanding caliphate in Syria, Iraq and elsewhere. Although Iran and ISIS have each made it clear that their goal is to rule the world, our president has downplayed the danger to our allies and our homeland and failed to develop a military strategy to deal with the threat of either Iran or ISIS. He stubbornly refuses to use US troops on the ground, even special forces to stem the rise of ISIS. It is no longer a question of trying to build democracies in Iraq and Afghanistan. We must prevent ISIS from using its caliphate to train Islamic terrorists to attack our allies and our homeland. We must also prevent Iran from developing a nuclear bomb and from gaining control of most of the Middle East. Fortunately President Obama appears to be listening to Congress and public opinion relating to verification of Iran’s current capability and delay in removing sanctions prior to such verification in negotiating his Iran nuclear deal. Our president is placing unjustifiable reliance on ill-equipped countries to retake the territory seized by ISIS and paying lip service to the Iranian risk. Apparently he is prepared to allow Iran to assume control of defeating ISIS and, if it succeeds, become the major political force in the Middle East to the chagrin of Saudi Arabia and other Sunni dominated countries who are taking actions to prevent it and to confront the danger a nuclear Iran will cause.

Meanwhile ISIS is using social media to encourage a significant number of US residents to join its cause. There are potential domestic terrorists who might commit horrendous and financially devastating damage within our country. Our constitution guarantees freedom of speech, but that does not include the right to participate in an Islamic terrorist conspiracy of the type currently being orchestrated by ISIS. The necessary evidence to prosecute the conspirators is available from their Internet communications.

We greatly improved homeland security after the World Trade Center attack on 9/11 and occasionally prevent a terrorist act. But when we examine the terrorist attacks around the globe and listen to daily news reports, it is clear that our anti-terrorist preparedness is woefully inadequate. Incompetence is rife and ignored at most government agencies. Our borders have not been sealed because our President doesn’t want to stop the flow of illegal immigrants to gain votes for Democrats. We must not wait for events that disrupt our economy or cause the death of large numbers of Americans. We must immediately recognize the danger and greatly expand the effort needed to prevent any type of domestic terrorism anywhere in the US and to respond in the event of a catastrophic event caused by a weapon of mass destruction or an attack on the Internet, our power grid or our banks. That will include hiring, training and equipping a large number of additional anti-terrorist specialists to work with current anti-terrorism forces and within local police units. We should increase the number of our military personnel so that we are prepared to fight on three fronts if necessary. Hopefully it will serve as a deterrent so that we will never have to call upon them to do so. We should address our doctor shortage and strengthen homeland security by offering free medical school to military enlistees who agree to serve as military doctors for five years after graduation. Just as the extraordinary World War II military build-up strengthened our economy and enabled us to escape the Great Depression, the effort to upgrade our military strength and to protect our homeland against terrorism, if undertaken, will enable us to jump-start the American economy and re-establish a strong middle class and permit others to escape poverty.

Republicans Must Take Immediate Control Of The Economy

Early in his presidency, President Obama introduced and the Democrat controlled Congress adopted what they believed was an $850 billion Keynesian stimulus plan. However, it predictably failed to grow the US economy as he expected. There are multiple reasons for its failure. Not enough was directed to infrastructure construction spending. Taxpayers struggling with excess debt used the extended tax reductions to pay off credit card balances. Giving away many billions of dollars in the form of food stamps and other welfare payments and as loans (which later defaulted) to reward green energy companies rewarded his political base. Although almost all welfare payments are spent, they have an insignificant multiplier effect. They grow the National Debt because they stimulate the creation of mostly non-tax-paying jobs and do not generate significant tax revenues for the federal government or the states to offset the expenditures.

His stimulus program should have been designed exclusively for projects that would have generated hundreds of thousands of tax-paying jobs and income for the tax-paying entities receiving the contracts. One way to do so would have been to use a large percentage of the stimulus to subsidize shovel-ready state infrastructure projects to repair and improve our decaying highways, bridges, tunnels and airports.

Despite the failure of his stimulus plan, the Obama administration continues its unprecedented expansion of welfare benefits for the poor leading to the unending rise in the National Debt. His main effort after adopting the stimulus plan went into adopting Obamacare which is an abomination. It is not only destroying the healthcare industry, and causing the conversion of forty hour per week jobs to part-time jobs, but also creates new types of welfare subsidies for people with pre-existing conditions, the poor, and low-income workers that have to be paid for. Obamacare was passed and President Obama was reelected based on an elaborate series of lies which were intended to, and with the aid of a politicized press, succeeded in preventing the American voters from learning the truth about the required major changes in healthcare policies and the outrageous excessive Obamacare premiums and deductibles required to be paid by the young and healthy middle class and businesses to fund the cost of the Obamacare subsidies.

Fortunately, while the president’s economic policies were failing, the low-interest rates maintained by the Fed over many years promoted a rise in stock prices that promoted spending that grew the GDP and generated tax revenues that contributed to the reduction in the deficit. A major stimulus to our economy was also supplied by fracking. Although conducted only on private land and impeded by President Obama because of his generally unfounded environmental concerns, fracking generated enormous revenues and created millions of tax-paying jobs in the oil and gas, steel, pipe-line, auto and railroad industries. Fracking grew the GDP and limited the rise in the deficit because it produced a multiplier effect on our GDP that the president’s stimulus program failed to achieve.

We now face a serious danger that our economic growth will stagnate because the increases in oil and natural gas production from fracking in a stagnating world economy has caused a temporary glut of supply and a precipitous drop in oil and natural gas prices. The expected large economic benefit from increased consumer spending and reduced costs to business resulting from hundreds of billions of dollars of reduced energy costs may be more that offset by reduced capital expenditures for drilling new wells, employee layoffs and debt defaults in the oil and gas industry, reduced demand for steel pipe and pipeline and rail services and trucks.

Now, after his inept policies have added many trillions of dollars to and doubled the size of our federal debt, President Obama is proposing a true Keynesian stimulus by seeking funding for transportation infrastructure. He blames Republicans in Congress, whom he has refused to negotiate with on most issues and consistently mocked and abused throughout his presidency, for creating grid lock and being the cause the government shutdown that he encouraged and exacerbated for political reasons. Looking back, we see that President Obama has repeatedly violated the Constitution and acted like a “banana republic” dictator while dangerously steering our economy toward socialism and communism.

The Republican controlled Congress will have the opportunity to take control of and stimulate the economy by (i) funding the repair and upgrading of our decaying transportation infrastructure, (ii) strengthening our military, (iii) improving homeland security and (iv) eliminating the Obamacare mandates. Despite his veto threats, President Obama will find it difficult to prevent passage of spending to improve our economy and our safety. However, if Republicans listen to the inept economists who insist on austerity to reduce the budget deficit and the National Debt or if they politicize the spending as the Obama administration does, they will fail.

Even though the spending programs proposed above will provide a Keynesian stimulus to our economy, we will need enormous amounts of capital to pay for the needed transportation construction projects across the country. Instead of complaining repeatedly as President Obama does about growing wealth discrepancies we should be seeking ways to encourage privately held wealth to partner with government to finance infrastructure construction projects. Our safety, domestic production and quality of life will clearly benefit from the improved infrastructure.

I attempted to address the financing problem in my book published in March 2013 entitled “Perpetuating American Greatness After The Fiscal Cliff”. I proposed changing our tax laws to enable the creation of “Jump Start America Bonds” to encourage American corporations with trillions of dollars parked overseas to finance domestic transportation infrastructure construction projects. Perpetuating American greatness is at issue.

MIMI

MIMI was three years old when her father, a Jewish immigrant, died. She was the fifth of six children, the eldest being age eleven. Her mother got assistance from her father’s painters’ union and other recent immigrants living in the fledgling Jewish community located in the poorest section of downtown Yonkers, to pay for the funeral and temporarily feed her family. Her mother, who spoke only broken English mixed with Yiddish, was suddenly thrust into the role of a single parent provider. There was no welfare available. In order to keep her family together, her mother got permission to sell fresh fish at the local Kosher butcher shop on the days prior to the Jewish sabbath. To buy the fish she had to travel two hours each way, first on an electric trolley and then a subway, from the station located on Broadway at the NYC border, to and from the Fulton Fish Market in lower Manhattan. She bought the fish for cash and carried it on her back, packed in ice, on her return trip.

As MIMI and her brothers and sisters grew, their clothing consisted mostly of hand-me-downs from relatives and friends or an occasional item purchased with money earned from part-time jobs. They learned to live with very little.

MIMI grew into a beautiful young lady. At age 14 she became a part-time personal assistant in NYC for a prominent logo designer. She lived near the Yonkers train station on what is now the Hudson Line of Metro North and commuted to Grand Central Station in NYC. Upon graduating high school, she became employed as a full-time sales girl selling women’s clothing at Genung’s, a local department store. Her beauty was recognized when she was selected as Miss Yonkers in the early 1930’s.

MIMI focused on and was acutely aware of current fashion trends. She spent her limited earnings carefully, displaying an exceptional flair for style. Her ambition was to open a women’s clothing store in downtown Yonkers, patterned after the Saks Fifth Avenue store on Fifth Avenue in NYC. Young Jewish men and an unprecedented number of women had opened retail stores in Yonkers’ downtown Getty Square area to sell all types of merchandise, including clothing, appliances, jewelry, eyeglasses, sporting goods and cameras. MIMI could only dream of opening a woman’s clothing store.

Her opportunity came unexpectedly. One afternoon she was helping a customer at Genung’s who told her that she had just bought some hosiery bargains from a store going out of business. Mimi left work to go to the store, which was located a few blocks away at one of the least desirable locations, on a very steep hill at the outskirts of Getty Square area. She inquired about purchasing the store, but was advised that they were merely liquidating the merchandise and going out of business. When she pressed them, they offered to sell her the remaining merchandise and the fixtures for $100 and to speak to the landlord about giving her a lease.

Mimi didn’t have any savings. She immediately went to her sister, Rose, who was married and had a young son, to try to borrow $100. Rose at first declined because that amount represented almost all of her family’s savings, but Mimi was relentless. She convinced her sister that this was the opportunity she had been looking for and would not fail. The next day, MIMI produced the $100 and purchased the fixtures and the remaining almost worthless inventory.

MIMI was immediately faced with a dilemma. She now had a store, but had no cash, no credit and no merchandise to sell. That didn’t stop MIMI. She conceived an imaginative plan to solve the problem. She took the train into Manhattan and walked to the area west of Fifth Avenue below 42nd Street where many Jewish manufacturers produced and sold wholesale all types of high fashion womenswear products, such as blouses, sweaters, gloves and lingerie. She knew the names of some of the manufactures and located their showrooms. Many of them were pleased to show this pretty, fashionably dressed, young woman their lines. She selected a total of a half-dozen items to buy at each showroom at an aggregate cost of less than $20  and then told them she had no cash and needed credit. She explained that she had customers for each of the items and that payment the next Monday morning would not be a problem. The size of the order was meaningless to them, but MIMI’s charm, knowledge of their merchandise and enthusiasm were persuasive. A few were willing to take what for them was an insignificant monetary risk.

With the garments in hand she immediately became one of the first personal shoppers in the US. While she was selecting each on the items, MIMI had envisioned who she would sell them to. MIMI went home and enthusiastically contacted her friends and their mothers to get them to buy the items she had personally selected for them. As promised, on Monday morning she was back at the showrooms to make payment and to get credit to purchase a larger number of additional items on the same terms. Within a few weeks MIMI’s merchandise was the gossip of the Jewish community. She knew almost every customer by name and was able to convince them how great they looked in garments purchased from MIMI’s,

In a short period of time she got credit until the end of the month and was able to purchase inventory for display at her store. Her business prospered and she soon relocated it to a much larger store on Broadway near the center of Getty Square. She was joined in business by her husband, Nat, and within a few years they rented a larger prominent location at 3 North Broadway, just off Getty’s Square’s most important corner. It was stocked with  sweaters, blouses and lingerie. Christmas was a special and busy time at MIMI’s and your gift was wrapped in an expensive red and gold box with a ribbon patterned after the Saks Fifth Avenue Christmas wrapping.

The store at 3 North Broadway occupied almost half of the ground floor of a rundown and low occupancy hotel, a four story structure built over 100 years before to house travelers by stagecoach on their first stop of the multi-day trip from NYC to Albany along Broadway, route US9. Soon thereafter, MIMI and Nat approached the hotel owner and negotiated a 25 year lease for the entire premises. They thereafter hired a prominent local architect and borrowed heavily to renovate the structure into a modern department store to be known as MIMI’s. The store, completed in 1948, opened with the Lieutenant Governor speaking before a crowd of thousands. MIMI’s was an immediate success and sparked a major revival of Getty Square. The name MIMI appeared in large neon letters on the front of the building. MIMI was in the store to greet customers almost every day, six days a week. MIMI, known only by her first name, after a few years became one of the best known people in Yonkers.

MIMI’s had large windows along both Broadway and Main Street that MIMI changed frequently to always display a large number of stylish but affordable items. There was a reason for MIMI’s merchandise being affordable. MIMI had used her ingenuity to became one of America’s first discounters. She knew from her personal dealings with the NYC manufacturers that during the 50’s they shipped their large orders across the country before Thanksgiving and were left with large quantities of unsold high quality merchandise that could no longer be sold and delivered to customers for pre-Christmas availability. Because MIMI’s was located about 20 minutes by car from the garment center, Nat could drive MIMI into NYC to buy and take immediate delivery of large quantities of merchandise that the manufacturers were stuck with. MIMI, who knew every item offered by the manufacturer by style number and color, would buy thousands of dollars of the latest high-style merchandise for cash at cost or below. She immediately displayed the items in MIMI’s windows for sale at prices often at or below wholesale. MIMI’s newspaper ads in the Yonkers Herald Statesman became a weekly highlight for shoppers who sought the special MIMI’s bargains. MIMI’s expanded its sales, before the availability of credit cards, by offering MIMI charge accounts, an in-house credit system administered by hand by MIMI’s brother. MIMI employed her sister Rose and other family members in the business. She provided for her mother, who lived with her, and her younger sister’s family and gave merchandise and support to many local charities.

MIMI’s construction was completed in 1948. It was an immediate success. The Cross County shopping center, one of the earliest in the US, opened in the early 50’s and introduced limited competition to Getty Square. However, because MIMI’s customers came by car and public transportation mainly from southwest Yonkers and other areas stretching from Riverdale to the south and Hastings and Dobbs Ferry to the north, MIMI’s was protected by geography from competition to the east.

MIMI’s prospered for years until the late 1960’s when a drastic change took place in the Getty Square area. Large population shifts occurred in Yonkers resulting in large part from school busing and the construction of a very large, low-income housing project that attracted large numbers of poor people from near-by cities. Well-intentioned attempts by liberals to improve the lives of low-income people had the reverse effect. The income level of Getty Square customers declined precipitously. Crime became a serious issue and as a result traffic in Getty Square after dark was greatly diminished. The quality of merchandise being offered by merchants declined and weaker businesses closed their doors. MIMI’s, which had for more than 25 years remained open until 10:00 six days a week between Thanksgiving and Christmas decided that it was too dangerous to remain open at night. It closed daily in the late afternoon well before sundown to let its sales girls get home safely. Within a few years a business that had been highly profitable selling quality merchandise at discounted prices, could no longer cover its costs.

MIMI was in her 60’s, in excellent health and was current with all the trends and developments in the women’s clothing business. She loved her work. She still got excited every time she saw one of her customers in a sweater or blouse or wearing lingerie MIMI’s had sold her. She didn’t want to make the final decision that a business that is unprofitable should be closed. Her husband and son, the author of this article, convinced her it was time to retire and enjoy the fruits of her success. MIMI’s dream ended as it had begun with a going out of business sale followed by the sale of the converted hotel they had acquired years before. Social issues beyond her control had destroyed the neighborhood in which her business was located.

“An Abundance Of Caution” When Dealing With Ebola

The Obama administration and the CDC keep reassuring us that they are using “an abundance of caution” in dealing with Ebola. Like so many other statements made by President Obama and his administration these words sound good but can’t be trusted.

Treating Ebola with an abundance of caution will vary over time. It currently requires:

1. That we prevent entry into the US of anyone who has been in a West African nation within the past 21 days, (the period during which a person may be incubating the disease even if not yet feeling sick or being contagious. The passports of all persons seeking entry must be checked to determine whether such condition exists. Otherwise they may become contagious after arriving in the US and infect multiple people before we recognize the symptoms. Ebola is so dangerous and difficult to treat that we must use our best efforts to keep it out. The argument that a travel ban will increase the risk of the disease getting out of control in West Africa is specious. We can and should greatly increase our effort to control Ebola at its sources to prevent it from becoming a pandemic that will reach South and Central America and Europe and inevitably to the US. To help them deal with Ebola, we must also give much greater financial assistance to the governments and people in West Africa whose lives and economies are being destroyed by the Ebola epidemic. If we fail to restrict entry many people, who fear that they have been exposed to Ebola, will lie to be able to come to the US for potential treatment. If we do restrict entry, those same people may attempt to come to the US indirectly through countries that do not restrict entry. However, if our border agents are diligent in examining passports of incoming travelers to determine whether they have been within West Africa within the past 21 days, the risk of a person entering the US who is infected with Ebola will be reduced.

2. The hospital employees who treat Ebola patients or are otherwise involved with Ebola should not have any contact with any other patients or perform any other services within the healthcare facility. They should all be monitored from the time of their first potential contact with the Ebola virus until 21 days after their service ends. Ideally all Ebola patients should be transported by specialized teams and treated at designated Ebola facilities by dedicated personnel.

3. Every person who is at risk of having been exposed to Ebola should be monitored and subject to restricted contacts and movement or quarantine as necessary (beginning about 10 days after first exposure and until the end of the 21 day incubation period) to limit the possibility of the spread of Ebola if they become contagious. No-one who is being monitored should be permitted to visit any public places or take any form of public transportation. They should limit their contacts with other people or animals. The apparent failure of the CDC to prevent a person being monitored because of Ebola patient contact from taking a commercial flight was grossly negligent and clearly inconsistent with a claim that it was requiring “an abundance of caution”.

4. Airplane passengers on a plane where Ebola symptoms have been detected should be quarantined until Ebola had been ruled out. If a passenger is confirmed to have Ebola, then all passengers and crew should be kept in quarantine for 21 days at special facilities to be constructed for such purpose. If a passenger is diagnosed with Ebola within a few days after a flight all fellow passengers should be notified and monitored.

5. All safety protocols should be constantly reviewed and healthcare personnel involved with Ebola patients should be properly trained and retrained in safety procedures.

6. Removal of protective clothing and waste disposal by healthcare facility personnel should be supervised using video and two-way communication equipment.

Although we have not used an abundance of caution, there is some apparent good news relating to Ebola and certainly there is no need to panic at the current time. The patients who have survived Ebola may have been helped by an experimental vaccine and have antibodies in their blood which is apparently helping others survive. We are nearing the end of the 21 day incubation period for the 48 people (and possibly more) who had contact with the first Ebola patient and none of them have yet shown symptoms. This is indicative that Ebola is not spread easily despite the failure to properly diagnose the initial Ebola patient’s illness on his first hospital visit. The two nurses treating such patient were apparently infected as a result of outrageous breaches of protocols which will become less likely over time. Our healthcare system has successfully dealt with other infectious viruses in the past.

Restricting Entry Into The US And Quarantining People Exposed To Ebola To Control Its Spread

The actions being taken by the incompetent Obama administration to control the spread of Ebola in our homeland are insanely inadequate. The first person who was an Ebola carrier to come into the US without a medical escort should not have been permitted entry. He had been in contact with a person dying of Ebola in a West African country only a few days before he boarded a plane and began his journey here. He lied about his Ebola exposure and like other infected persons who are not yet contagious or showing other symptoms, had no temperature. That enabled him to gain entry into the US. Within a week he become contagious and put at least 50 other people including family, neighbors, first responders and hospital personnel at risk of exposure. The number of people potentially exposed was increased because of a failure due to human error to properly diagnose the Ebola carrier on his first visit to highly classified hospital in Dallas.

His entry should have been denied. The questionnaire he filled out was meaningless. We cannot trust a person who has been exposed to Ebola to tell the truth. This person had to know he was exposed to Ebola and might soon become ill and face death. We know that the Ebola incubation period is 21 days. Taking the temperature of a person before they board an airplane or prior to their entry into the US is worthwhile, but it does nothing to detect a person who has in fact contacted and is incubating Ebola and is bringing it into the US. As the word spreads that the best way to survive Ebola is to get to a hospital in the US, the more likely it is that people who have been exposed to Ebola will lie when filling out a questionnaire to get into the US. The greater the number of cases in West Africa, the greater the risk of plane passengers bringing it into the US becomes.

As we get into the flu season, it will become more difficult to make and early diagnosis of Ebola. We are taking a risk that, like in parts of West Africa, our capacity to contain Ebola may be strained or exceeded. Hundreds, thousands, hundreds of thousands or millions of Americans may die as a result.

What should we do to reduce the risk of an Ebola plague in the US?

NO PERSON SHOULD BE PERMITTED TO ENTER THE US (EXCEPT UNDER APPROVED MEDICAL SUPERVISION) WHO HAS BEEN IN A COUNTRY, OR A SPECIFIED AREA WITHIN A COUNTRY, WITHIN THE PREVIOUS 21 DAYS THAT HAS BEEN IDENTIFIED BY THE US DEPARTMENT OF HEALTH AS SUBJECT TO AN EBOLA EPIDEMIC AS DEFINED. ALL SUCH PERSONS ARRIVING AT US CUSTOMS SHOULD EITHER BE RETURNED TO THE COUNTRY OF ORIGIN, BE PLACED IN QUARANTINE OR, IF THEY HAVE A HIGH TEMPERATURE, THEY SHOULD BE HOSPITALIZED TO DETERMINE IF THEY HAVE BEEN EXPOSED TO EBOLA.

IN ADDITION, IF SUCH A PERSON IS TESTED AND FOUND TO HAVE A HIGH TEMPERATURE OR SHOWS OTHER EBOLA SYMPTOMS UPON ARRIVAL IN THE US, THEN ALL PASSENGERS ARRIVING ON THE PLANE WITH SUCH A PERSON SHOULD ALSO BE PLACED IN QUARANTINE UNTIL IT IS DETERMINED IF SUCH PERSON IS INFECTED WITH EBOLA. IF SUCH PASSENGER IS CONFIRMED TO HAVE EBOLA, ALL SUCH OTHER PASSENGERS SHOULD BE KEPT IN ISOLATED QUARANTINE.

SIMILARLY, IF A PERSON IS IDENTIFIED AS BEING INFECTED WITH EBOLA ANYWHERE WITHIN THE US, THEN ALL PERSONS WHO ARE IDENTIFIED AS AT RISK OF BEING INFECTED WITH EBOLA BECAUSE OF CONTACT WITH SUCH PERSON OR THEIR BODILY FLUIDS, AFTER, OR, AS A PRECAUTION, FOR A DAY OR TWO PRIOR, TO THEIR BEING DIAGNOSED AS CONTAGIOUS WITH EBOLA, SHALL BE PLACED IN ISOLATED QUARANTINE.

ALL SUCH PERSONS PLACED IN QUARANTINE SHOULD BE KEPT IN ISOLATION FOR 21 DAYS AT A SPECIAL RESIDENCE BUILT AT OR NEAR OUR IMPORTANT AIRPORTS AND SERVICED BY SPECIALLY TRAINED PERSONNEL.

IF ANY OF SUCH PERSONS HELD IN QUARANTINE DEVELOP A HIGH FEVER OR SHOW OTHER SYMPTOMS OF EBOLA, THEY SHOULD BE TRANSFERRED TO A HOSPITAL FOR TESTING AND TREATMENT.

BECAUSE OF THE HIGH RISK TO HEALTHCARE PROVIDERS WE MUST DEVELOP IMPROVED PROCEDURES TO AVOID BREACHES OF PROTOCALL (INCLUDING BY CAMERA OBSERVATION) AND TAKE STEPS TO INCREASE SUPPLIES OF PROTECTIVE CLOTHING AND IMPROVE WASTE DISPOSAL AND CLEAN-UP PROCEDURES AT ALL HOSPITALS AND CLINICS.

THE NAMES AND METHOD TO CONTACT ALL PLANE PASSENGERS AND EMPLOYEES WHO HAVE SHARED A FLIGHT WITH A PASSENGER DETECTED TO HAVE EBOLA-LIKE SYMPTOMS, BUT WHO HAS NOT WITHIN THE PREVIOUS 21 DAYS VISITED AN AREA SUBJECT TO KNOWN EBOLA CONTAGION, SHOULD BE RECORDED FOR LATER USE IF NECESSARY.

The argument that prohibiting the entry of persons to keep Ebola from entering our country will likely cause great financial hardship in the countries currently effected and increase the risk that Ebola will spread worldwide is ridiculous. We are sending in military personnel to construct housing for potential Ebola patients and are supplying financial assistance, trained medical personnel, food, medicines and medical products to help countries attempt to deal with the Ebola epidemic. We can  attempt to stop the spread of Ebola within such countries by increasing financial and medical and humanitarian assistance to help offset losses to their economies, but the risk is too high of an Ebola epidemic within the US if we do not prohibit such entry. There are estimates that one million will die in Africa from Ebola within six months. We may not be able to prevent that, but that is an even greater reason to prevent people exposed to Ebola from entering the US.

There is a strong likelihood that Ebola will soon spread to South and Central America. It is therefore imperative that we seal our southern border now. We should have sealed it long ago. We know that many of the children and families that illegally entered the US with President Obama’s encouragement, and surrendered to border agents, had a variety of detected illnesses, but were nevertheless recklessly transported for political reasons throughout the US without being quarantined for at least a 30 day period. They were permitted to enter our schools without appropriate vaccinations. We do not yet know the source of enterovirus 68D which has hospitalized large numbers of our children at least two of whom have died. It seems highly likely that the illegal immigrants, who have different immunities to local viruses than US residents, were the source of enterovirus 68D. We cannot afford the risk that Ebola may be spread in the US as a result of illegal immigration. The press must speak out and Congress must act quickly because we cannot trust the Obama administration to acknowledge its prior errors and quickly close our borders on its own.

The failure to prevent entry of persons infected by, but not yet displaying Ebola symptoms, will very likely, in a short time, disrupt US air travel and cause panic in many American communities and damage our economy as Ebola cases are diagnosed. We must act now to prevent it.

Congress Should Immediately Declare War On ISIS And Adopt A Trillion Dollar Defense and Homeland Security Spending Program

Since President Obama has indicated that he will not go to Congress to request that it declare war on ISIS, Congressmen must begin to act like adults and perform their constitutional function to protect our country. They should as soon as they return for the next Congressional session, declare war against ISIS (which has openly declared war on us). It should be approved by bi-partisan, almost unanimous votes in both the Senate and the House.

Our country is threatened and our president makes light of it. Congress should also assume the task ignored by our president of restoring our declining military superiority and upgrading our homeland security by initially allocating at least a trillion dollars for such purpose. An enormous sum, but at least that amount will be needed to enable our military to fight the necessary war against ISIS and attempt to prevent, defend against or recover from the terrorist attacks that are likely to be planned or carried out on our shores by Islamic terrorists and their followers.

We must reverse the deliberate decline in our military strength orchestrated by President Obama during the first six years of his presidency in order to be able to provide government funding for Obamacare and other rapidly growing welfare entitlements and his politically oriented green projects. We must develop and have available a broad array of new and improved offensive and defensive weaponry to defend against attacks on our citizens and our infrastructure.

We must begin by currently repairing and upgrading and taking further steps to protect and provide redundancy and back-up for all aspects of our infrastructure (including our transportation infrastructure, water supply, power grid and the Internet) and added protection for all of our strategic places. Our cities and states with CIA and FBI assistance have since 9/11/2001 upgraded their anti-terrorist preparedness. We have placed reinforced cement or steel pillars around many of our strategic places to prevent an attack. However, the Boston Marathon bombings and other acts of Islamic sponsored terrorism demonstrate how difficult the task is. As was also true for the 9/11/2001 attacks, we always seem to miss the available clues that could have led to the prevention of the terrorist acts.

We need enhanced federal financial assistance to the cities and states and a USID card with constantly updated electronic linkage to the CIA, FBi and other security agency databases to assist in identifying potential terrorists and preventing their attacks. I refer you to the book I published in 2003 entitled “Homeland Security and Economic Prosperity” that proposed and described a USID card. We should be strengthening the relationship of the police, our first responders, with the residents they are hired to serve and protect. We should not be stirring up and promoting antagonism, for political purposes, against our local police forces for protecting the property of law-abiding people in their communities from looters.

Some people look at our $17 trillion deficit and ignorantly blame it on the wars in Iraq and Afghanistan. Most people do not understand that increased military spending on those wars generated millions of tax paying jobs and as a result of a multiplier effect, resulted in GDP growth and federal income tax revenues that financed them. The increase in the National Debt is largely attributable to the Great Recession that resulted from wrongful and ridiculously stupid mortgage lending practices, excessive use of leverage by our bankers investing other people’s money, and failed government regulatory actions that promoted the wrongdoing.

President Obama’s naive and inept foreign policy decisions have led to the growth of Islamic terrorist groups throughout the world and encouraged Russian and Chinese aggression. Combined with the opening of our southern border to terrorists and criminals following the illegal invasion, encouraged and welcomed by President Obama, of infants and families from Central America, they have placed our homeland in jeopardy.

The ISIS land and weapon grabs in Iraq and Syria, barbaric acts, and open declaration of war on the US, coupled with Russia’s outrageous takeover of Crimea and other parts of eastern Ukraine, is serving as a wake-up call to an increasing number of Americans. However, even though our homeland is threatened, most Americans still remain oblivious to the dangers we face. They are unaware of the extent to which our military strength and homeland security have been weakened.

President Obama, who got reelected by concealing the truth from voters and spent months acting like “Mr. Cool”, as the crises developed, does not seem prepared to deal with them. When Russia moved into the Ukraine, he chose to ignore our prior commitment to give the Ukraine military assistance if attacked. When we had the chance, why didn’t we bomb the Russian tanks moving inside Ukraine’s border? No risk, no gain. A coward is afraid to take the risk. JFK responded to Russian aggression by blockading the Russian ships during the Cuban missile crisis. President Obama’s only response to the Russian advances in Ukraine was to threaten and then take what have turned out to be ineffective sanctions that are also harming the European and indirectly our economy.

After the sudden rise of ISIS occurred President Obama acknowledged that he had no strategy to deal with ISIS in Syria. We now know that he should have been prepared. He had been briefed for more than a year by our military leadership, the CIA and his cabinet members. Maybe he just didn’t want to acknowledge that almost all of his prior foreign policy decisions during his years as president, including his failure to negotiate an agreement to leave troops in Iraq, were wrong. He is a commander-in-chief of our military who always favors personal political considerations over the taking of appropriate military action to protect our homeland.

This is not the time for political rhetoric and gamesmanship. President Obama constantly tells the enemy what he will not do and often tips his hand on what he will do. Even a child knows that you greatly hinder your chances of winning in a game of war if you tell your strategy to the enemy. ISIS is attracting thousands of followers and getting stronger each day.

Now, after dallying for months, President Obama says he wants coalitions with our allies, including NATO members and Sunni controlled countries, to provide ground combat troops. However, he is not leading by example by offering to include American troops in the force. In what appears to be a domestic political ploy rather than a useful military strategy, he is moving 5000 free Syria Army fighters, who had been fighting against the Assad forces, to Saudi Arabia for 6 months to a year of training.

We know that bombing ISIS in Syria and ultimately obliterating ISIS will require significantly more US troops on the ground. However, our president plays semantic games by insisting that he will not place troops on the ground, meaning combat troops. How can we gain the respect of our enemies or even maintain the strength of our awesome army if we keep reducing its size and we commit in advance not to use it? We should be putting together a force comprised of US combat troops, fighting along-side Kurdish and Free Syria Army combat troops and those from Sunni controlled countries to take the war to ISIS now! As we ready the force we should use our special operations forces to wipe out ISIS command posts and positions and then immediately withdraw. The longer we delay, the more difficult it will be to wipe out ISIS and other Muslim terrorist groups and the more casualties we will ultimately incur.

The situation is complex. Some of our friends have in the past befriended ISIS. Attacking ISIS in Syria may improve the chances of an Assad victory and be interpreted as our favoring Shiites over Sunnis. It happens that ISIS consists of Sunni terrorists who have been funded in the past by the Sunni countries, whose support we now seek. We seek Turkey’s assistance in stopping the growth of ISIS, but Turkey has been helping ISIS and is happy to see the Kurds destroyed by ISIS. Assad is not threatening to attack the US homeland, but defied international law and President Obama by gassing his own people. His principal sponsor, Shiite controlled Iran, is developing a nuclear bomb that it has threatened to use to attack Israel, and is supporting Shiite Islamic terrorist groups, Hezbollah and Hamas. We must not make foolish concessions to Iran to enable it to develop a nuclear bomb that will be a threat to the US as well as Israel and should clarify that we will also take steps to curtail the terrorist acts of Hezbollah and Hamas.

We need imaginative thinking. Might there be an opportunity for President Obama, who wants to be remembered as the man of peace, to immediately attempt (independent of Iran and Russia) to use secret diplomacy to work together with Turkey to broker a cease-fire followed by a peace treaty between Assad and the Free Syria Army and Kurdish forces we support (the “Grand Middle East Peace Treaty”)  The could then join with our air and ground support and other coalition air and ground forces of Sunni dominated countries, including Turkey to eliminate the ISIS peril? Assad, whose future role, if any, in the Syrian government could be discussed, could be granted immunity from war crimes. Syria could become the showcase country where Shiites and Sunnis share power over identifiable parts of the country. Shiites would have control of the federal government, but they would recognize the historical borders of tribal dominated areas and guarantee that local control of such areas be retained by the tribal leaders.

Regardless of the actions we take or fail to take in Syria, we should immediately take steps to strengthen our military and secure our homeland. Our country has faced and immediately responded to previous wake-up calls. In the years that followed the attack on Pearl Harbor on December 7, 1941, we rose to the challenge. Our parents and grandparents were drafted into and enlisted in the military to fight to preserve our freedom. Others worked day and night to develop a superior military capacity that enabled us to defeat our enemies in World War II in less than four years. When the war ended we had developed not only a great military, but also an unparalleled industrial complex that enabled us to escape from the Great Depression and establish American exceptionalism.

How many Americans know this aspect of American history? Not many of us have done anything to earn our freedom. It has been won and defended by heroes of prior generations whose efforts established American military superiority, defeated our enemies, and handed us our freedom as a gift. Now, a majority of voters take it for granted. Millions of Americans never learned in school about the history of military conquests over thousands of years. Most Americans are upset as they learn of the terrible atrocities being perpetrated by Islamic terrorist groups throughout the world, but they think that the current military superiority of the US guarantees that our homeland is secure. They seem to have already forgotten that Al Qaeda recruited, sent to the US, and financed the terrorists who carried out the attacks on 9/11/2001. We had adequate available information to have prevented those attacks. We remain vulnerable to an ever more dangerous variety of attacks against our infrastructure and our population.

The attacks on 9/11/2001 should have been a wake-up call. We stirred for a while and then fought two long wars foolishly aimed at establishing western type democracies in Iraq and Afghanistan. In 2008 we elected a president who promised hope and change. He naively believed that all wars must end, and sought to eliminate the role of the US as the world’s only reliable defender of freedom. He downplayed, even refused to acknowledge, the spread of Islamic terrorism throughout the world. President Obama used the Great Recession, the winding down of the war in Iraq and then sequestration as an excuse to reduce the size and preparedness of our military. The American public, our press and politicians talk about being war-weary. What does that mean? We spent a lot of money and sustained injuries over a long period of time. Yet, our foolish disengagement from Iraq has made us vulnerable to what might be an imminent attack on our homeland. Our president and most Americans do not want “boots on the ground”. That’s gibberish. We have boots on the ground. They mean that they do not want to use our infantry in hand-to-hand combat. Even though we have a volunteer army, they don’t want to bear the costs of war.

They are misled by the president’s repeated talk about the trillions of dollars spent on the wars in Iraq and Afghanistan, Americans do not understand that it was our bankers and not the wars in Iraq and Afghanistan that created the Great Recession. Wars create jobs and prosperity. Ending the war in Iraq was counter-productive to our economic recovery.

President Obama has enlarged the risk of terrorist acts within our homeland by ignoring and thereby allowing the rise of ISIS and by weakening border security to permit large numbers of children from Central America to enter our country for his own political purposes. We must postpone immigration reform and concentrate on the immediate need to control our borders to keep out terrorists, weapons of mass destruction and the diseases that might be brought into our country.

President Obama knew that his policies relating to Iraq, Syria and Afghanistan would ultimately lead to disaster, but obviously felt the problem would not deteriorate until after the end of the term of his presidency. He therefore misled voters about our military problems and concentrated his efforts on domestic issues. A majority of Americans care principally about the US economy and jobs and their own favorite social issues. President Obama and members of his administration wrongfully use their governmental authority to silence their opposition and to sensationalize racial and immigration issues to gain political advantage.

His obvious aim is to create a single party system that a majority of voters rely upon for financial support. He doesn’t seem to care about the detrimental effect of Obamacare on the middle class who are paying excessive premiums and deductibles to finance the subsidized benefits for the poor and the sick. Nor does he seem to care about the negative impact on healthcare providers who are receiving reduced fees for services. He and his administration have lied repeatedly and withheld information to prevent voters from discovering the truth about Obamacare. He wants employers to convert full time 40 hour per week jobs into less that 30 hour per week jobs and stop paying for healthcare, when the employer mandate becomes effective. The low-income employees will be forced to seek and become dependent upon Medicaid and subsidized Obamacare policies.

It is probably not be too late to stop the spread of terrorism overseas. We must mobilize the effort. If we spend to significantly upgrade our military capability to deal with the growing terrorist threats we will at the same time create millions of full-time tax-paying jobs and stimulate the mediocre and disappointing economic recovery from the Great Recession. The trillion dollars we spend will generate the greatest prosperity in our history. We need a spokesman to step forward and lead the effort. We should coordinate such spending with our European allies who should also be convinced to spend to grow their military capability and ward of terrorist and Russian threats to their and their neighbors’ security. We might lead by example by offering to purchase the French aircraft carrier being built for sale to Russia.

We should immediately take steps to make our oil and natural gas available for export to Europe to break our allies dependence on Russian sources. It is commonly believed that even if we change our export laws, we will be unable to deliver significant amounts of oil and natural gas to Europe for years. That’s nonsense. Let’s change the laws and find out how fast we can supply energy for Europe by using American ingenuity and capability. I think we will be pleasantly surprised.

President Obama has recently shown signs of awakening by authorizing limited bombing of ISIS forces. It’s time for him to take the reins and act like a commander-in chief. However, he appears to be doing just enough to try to hold on to control of the Senate this November and to pass the risks of terrorist attacks to the next president. History will frown on his presidency if he fails to prevent serious acts of terrorism by Islamic terrorists and their supporters within our homeland.

I note that although I refer in this article to the Muslim terrorist group as ISIS, our president for some inane political reason, before the be-headings and other atrocities committed by ISIS in Syria and Iraq and his decision to bomb ISIS elected to call the group, and continues to call it, ISIL to avoid referring to Syria in its name.